Compare credit cards

From 0% deals to low standard APR, we cover the whole market

Looking for a credit card with 0% on balance transfers and new purchases? Check out The Fool's best deals on 0% balance transfer and new purchase credit cards. Search, compare and apply online.

Credit cards offering 0% interest on balance transfers and purchases give you the best of both worlds. As well as not paying any interest on debts transferred from your other cards you also pay 0% interest on any purchases you make.

If possible, opt for a card which offers the same length deal for both balance transfers and purchases. This way you won’t get caught out paying interest on one or the other for a few months at end, and you can maximise your interest free credit.

Compare our top credit cards by category

 
 
Credit card
company
Balance transfersrate and period?New purchasesrate and period? Typical
APR
?
Loyalty details? Apply
now

Sainsbury's Finance MasterCard

Sainsbury's Finance MasterCard
0% PA for 10 months
(3% fee)
0% PA for 10 months Typical 15.9% APR (variable)

Earn 4 points per £1 spent when using card in conjuction with Nectar card in Sainsbury's store, 2 points per £1 when only using card. Earn 1 point per £5 spent when making any other purchase.

Halifax All in One MasterCard

Halifax All in One MasterCard
0% PA for 9 months
(3% fee)
0% PA for 9 months Typical 15.9% APR (variable)

If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One card also offers the following Halifax extras: No annual fee, cover against online fraud, manage your card online and around the clock service.

Bank of Scotland All in One MasterCard

Bank of Scotland All in One MasterCard
0% PA for 9 months
(3% fee)
0% PA for 9 months Typical 15.9% APR (variable)

If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One card also offers the following Halifax extras: No annual fee, cover against online fraud, manage your card online and around the clock service.

Tesco Bank Clubcard MasterCard

Tesco Bank Clubcard MasterCard
0% PA for 6 months (2% fee)0% PA for 12 months Typical 16.9% APR (variable)

Clubcard - 5 points for every £4 you spend at Tesco or Tesco.com and 1 point for every £4 you spend elsewhere.

Saga Platinum Credit Card

Saga Platinum Credit Card
0% for 9 months
(3% Fee)
0% for 9 months Typical 11.9% APR (variable)

Applicants must be aged 50 or above.

MBNA Platinum Low Rate American Express

MBNA Platinum Low Rate American Express
No introductory rateNo introductory rate Typical 6.7% APR (variable)

Limited Offer! Enjoy 6.7% on all your card purchases (*), Plus 6.7% on all your balance transfers, with NO FEE when made within the first 60 days (3% fee thereafter), Plus 6.7% on all your money transfers, with NO FEE when made within the first 60 days (4% fee thereafter), 6.7% APR typical rate (variable).(*) Offer applies to the first 1,000 customers who respond to the advert and are approved for our MBNA platinum card.

Barclaycard Platinum with 15 Month BT Visa

Barclaycard Platinum with 15 Month BT Visa
0% PA for 15 months
(2.9% fee)
0% PA for 3 months Typical 15.9% APR (variable)

A credit card with a low 15.9% APR plus 0% interest free on balance transfers for 15 months (2.9% handling fee applies) and 0% interest on purchases for 3 months, both from account opening. Includes Contactless payment technology, a quick and easy way to pay for items of £15 and under + Barclaycard freedom - A NEW rewards programme like no other. Earn and redeem Reward Money in selected retailers.

MBNA Platinum Visa

MBNA Platinum Visa
0% PA for 13 months
(2.9% fee)
0% PA for 3 months Typical 16.9% APR (variable)

MBNA Platinum Credit Card: 0% on balance transfers for 13 months on transfers made within the first 90 days (2.9% handling fee applies), 0% on card purchases for 3 months and 16.9% APR typical rate (variable).

Egg Visa

Egg Visa
0% PA until 1st May 2011
(3% fee)
0% PA until 1st Jun 2010 Typical 16.9% APR (variable)

Offer is only available to new Egg Card customers. Take control of your money with 0% from Egg Card. Great deals and discounts at selected retailers, online servicing 24 hours a day every day, no annual fee.

MBNA Platinum Rewards Visa

MBNA Platinum Rewards Visa
0% PA for 13 months
(2.9% fee)
0% PA for 3 months Typical 16.9% APR (variable)

1 point for every £1 you spend. Points can be redeemed on flights, vouchers, holidays, or days out.

Virgin Money Credit Card MasterCard

Virgin Money Credit Card MasterCard
0% PA for 16 months
(2.98% fee)
0% PA for 3 months Typical 16.6% APR (variable)

As well as a great rate, the Virgin Credit Card comes with no annual fee, free purchase protection insurance, free travel accident insurance and the account can be managed online 24/7 or by phone.

NatWest Current Account Holder Platinum Card MC

NatWest Current Account Holder Platinum Card MC
0% PA for 15 months
(2.9% fee)
0% PA for 3 months Typical 16.9% APR (variable)

You must be a NatWest current account customer to apply for this card. To apply for a NatWest Current Account click here

Foolish Selection

Halifax Plus MasterCardHalifax Plus MasterCard
0% for 13 months on balances transferred within the first 90 days (3% fee) and 0% for 3 months on purchases 16.9% APR typical variable.
 Apply now

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This credit card comparison service (the “Service”) is provided by lovemoney.com, a third party. If you have any questions about the Service or any data displayed, please contact lovemoney.com.

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Please note that the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our credit cards advertising disclosure.