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Credit Cards - Low Standard APR Credit Cards

Looking for a credit card with low standard APR? This table shows you The Motley Fool's best deals on low standard APR credit cards. Search, compare and apply online. More info

Low APR Credit Cards are ideal for people who do not pay off their credit card balance in full every month, but don’t want to get charged the earth as a result. Transferring higher interest debt from other credit cards or even loans can be a cheap and flexible way to consolidate debt.

To find out more information visit our Credit Card notebook page. Hide info

closeBalance transfer rates apply when you switch a balance from one credit card to another credit card. Balance transfer rates tend to be lower than standard interest rates and apply to the balance transferred either for a limited period of time or until it is repaid in full.

closeSome credit cards may offer introductory interest rates for new purchases that are lower than the standard interest rates for new purchases. This introductory rate is usually for a specified term, after which the standard rate applies to all credit card purchases, new purchases included.

closeAPR stands for Annual Percentage Rate. APR is the percentage rate (percentage of your borrowings) which your borrowings will cost you each year. APR includes all charges, such as interest and annual fees. Where a typical APR is quoted, the company must offer that rate or better to at least 66% of customers who successfully apply for that credit card. APR or typical APR should always be quoted to you when you apply for a credit card.

closeSome credit cards offer loyalty schemes, reward schemes, such as Air Miles or bonus points whenever you use your credit card. Be warned that credit cards with loyalty schemes often have annual fees, so be sure the loyalty scheme is worth it before you apply! Cashback credit cards are credit cards that reward you for using them by giving you cash back, usually a percentage of the amount you have spent on your cashback credit card.

Compare credit card Fixed rate transfer credit cards the one that best reflects your personality! card for purchases & usually clear your balance in full each month.

If you regularly use your carChoosing a Credit Cardd sually clear your balance in full each month then schemes reward your spending & are ideal for household shopping and petrol purchases.

Adverse Using a Credit Card payment history, CCJs:card for purchases & usually clear your balance in full each month card for purchases & usually clear your balance in full each month.

It can be difficult to get a Credit Card Security if you've no previous credit history, have CCJs or defaults. We can give you access to card issuers who can help in these circumstances.

Ready Credit Card Information know which credit cards you want to view. card for purchases & usually clear your balance in full each month.

Credit Card Company Balance Transfers
rate and period
New Purchases
rate and period
Typical APR Loyalty Scheme Details More Details
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Barclaycard Platinum Credit Card Barclaycard Platinum Credit Card 0% p.a. for 3 months Typical 8.8% APR (variable) Barclaycard deals available on flights, holidays, films, music, games, mobiles, computers and more. more apply
Capital One Platinum Credit Card Capital One Platinum Credit Card 0% p.a. until 1st March 2009 (3% fee) 0% p.a. until 1st March 2009 Typical 9.9% APR (variable) No more apply
Barclaycard Platinum Credit Card Barclaycard Platinum Credit Card 0% p.a. for 14 months (2.9% fee) 0% p.a. for 3 months Typical 14.9% APR (variable) Barclaycard deals available on flights, holidays, films, music, games, mobiles, computers and more. more apply

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