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Compare credit cards

From 0% deals to low standard APR, we cover the whole market

Looking for a credit card with low standard APR? This table shows you The Motley Fool's best deals on low standard APR credit cards. Search, compare and apply online.

Low APR Credit Cards are ideal for people who do not pay off their credit card balance in full every month, but don’t want to get charged the earth as a result. Transferring higher interest debt from other credit cards or even loans can be a cheap and flexible way to consolidate debt.

Compare our top credit cards by category

 
 
Credit card
company 		Balance transfersrate and period?New purchasesrate and period? Typical
APR ?		Loyalty details? Apply
now

Barclaycard Simplicity Visa

Barclaycard Simplicity Visa
No introductory rateNo introductory rate Typical 6.8% APR (variable)N/A

Barclaycard Platinum Long Term BT M'Card/Visa

Barclaycard Platinum Long Term BT M'Card/Visa
6.3% PA for 36 monthsNo introductory rate Typical 12.4% APR (variable)N/A

Halifax All in One MasterCard

Halifax All in One MasterCard
0% PA for 9 months (3% fee)0% PA for 9 months Typical 15.9% APR (variable)N/A

Bank of Scotland All in One MasterCard

Bank of Scotland All in One MasterCard
0% PA for 9 months (3% fee)0% PA for 9 months Typical 15.9% APR (variable)N/A

Virgin Credit Card

Virgin Credit Card
0% for 16 months (2.98% fee)0% for 3 months Typical 16.6% APR (variable)Your Virgin Credit Card gives you instant discounts all over the shop. Get money off your holidays, wine, music, DVDs, car insurance... simply by paying with your Virgin Credit Card.

NatWest Classic Credit Card MasterCard

NatWest Classic Credit Card MasterCard
No introductory rate8.9% PA for 9 months Typical 16.9% APR (variable)NatWest help you pay off your balance faster. Transfer any balances you have in the first 3 months from account opening and every 6 months thereafter, you will get a 2% payment back

Royal Bank of Scotland Classic MasterCard

Royal Bank of Scotland Classic MasterCard
No introductory rate8.9% PA for 9 months Typical 16.9% APR (variable)Pay off your balance faster with RBS. Transfer any balances you have in the first 3 months from account opening and every 6 months thereafter, you will get a 2% payment back.

NatWest Gold Credit Card MasterCard

NatWest Gold Credit Card MasterCard
8.9% PA fixed for the life of the balance transfer8.9% PA for 9 months Typical 16.9% APR (variable)N/A

Royal Bank of Scotland Gold MasterCard

Royal Bank of Scotland Gold MasterCard
8.9% PA fixed for the life of the balance transfer8.9% PA for 9 months Typical 16.9% APR (variable)N/A

Egg Visa

Egg Visa
0% PA until 1st Aug 2010 (3% fee)0% PA for three months Typical 16.9% APR (variable)N/A

Sainsbury's Finance MasterCard

Sainsbury's Finance MasterCard
0% PA for 10 months (3% fee)0% PA for 3 months Typical 16.9% APR (variable)Points - Earn 4 points per £1 spent when using card in conjuction with Nectar card in Sainsbury's store, 2 points per £1 when only using card. Earn 1 point per £5 spent when making any other purchase.

Foolish Selection

Virgin Credit CardVirgin Credit Card
0% on balance transfers for 16 months and 03 months on purchases from the date your account is opened (2.98% handling fee). Typical rate 16.6% APR (variable).
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Some important information about this page

This credit card comparison service (the “Service”) is provided by lovemoney.com, a third party. If you have any questions about the Service or any data displayed, please contact lovemoney.com.

The Motley Fool does not provide personalised financial service.

Please note that the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our credit cards advertising disclosure.