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American Express Credit Cards

Although many people think of American Express (or Amex) as one of the most-established credit card providers, the firm’s first credit card was actually only launched in 1995. Before then, the company issued charge cards (without a credit facility).

American Express also provides its own loan, is a major financial planning firm and is one of the world’s largest travel agencies.

In the last 50 years, the firm has issued many different types of cards to cater for customers’ individual needs and circumstances. These include the Corporate Card (for business expenses), the Gold Card (for the ‘premium’ segment of the market) and the Platinum Card (for the frequent traveler).

One of American Express’ most famous features continues to be its cashback and reward schemes. Its Membership Rewards programme was launched in 1993, and since 2005, a partnership has existed between American Express and Nectar, the UK’s leading reward scheme.

On the downside, American Express credit cards are not accepted everywhere, so check before you run up a bill!

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Credit Card Company Balance Transfers
rate and period
New Purchases
rate and period
Typical APR More Details
& Apply
  Help Icon Help Icon Help Icon  
Barclaycard Platinum Credit Card Barclaycard Platinum Credit Card 0% p.a. for 14 months (2.9% fee) 0% p.a. for 3 months Typical 14.9% APR (variable) more apply
Virgin Credit Card Virgin Credit Card 0% p.a. for 15 months (2.98% fee) 0% p.a. for 3 months Typical 15.9% APR (variable) more apply
Egg Credit Card Egg Credit Card 0% p.a. until 1st August 2009 (3% fee) 0% p.a. up to 3 months Typical 16.9% APR (variable) more apply
MBNA Credit Card MBNA Credit Card 0% p.a. until 1st June 2009 (2.9% fee) 0% p.a. until 1st Aug 2008 Typical 15.9% APR (variable) more apply
Capital One Platinum Credit Card Capital One Platinum Credit Card 0% p.a. until 1st March 2009 (3% fee) 0% p.a. until 1st March 2009 Typical 9.9% APR (variable) more apply

Other American Express Credit Card Products

Credit Card Company Balance
Transfers
rate and period
New
Purchases
rate and period
Typical APR Loyalty
Scheme
Details
Apply
The Nectar Credit Card AmexNo introductory rateNo introductory rate Typical 15.9% APR (variable)Nectar Pointsapply
British Airways American Express CardNo introductory rateNo introductory rate Typical 17.9% APR (variable)BA Milesapply
British Airways American Express Premium Plus AmexNo introductory rateNo introductory rate Typical 37.8% APR (variable)BA Milesapply
American Express Platinum MoneyBack Credit CardNo introductory rateNo introductory rate Typical 18.9% APR (variable)5.00% on purchases up to £4000 of yearly spend for an introductory period of 3 months.apply

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