The Hanover Insurance Group, Inc. (NYSE:THG)

What is the starting price for my pick?

• If the market is open, the starting price will be the price of the stock approximately 20 minutes after the time you make the pick. Since CAPS uses 20-minute delayed stock quotes, this rule prevents members from using real-time quotes to get an unfair advantage. By waiting 20 minutes to grab a start price, CAPS is, in effect, "catching up" with the real-time quote of the stock. (Warning: the surgeon general has determined that thinking about this too hard may cause your head to explode.)
• If the market is closed, the starting price will be the next market open price of the stock.

Picks that are delayed 20 minutes or until the next market open will appear in the "Pending" section of your scorecard. When picks becomes active, they will migrate from "Pending" to "Active."

What is the ending price for my pick?

If you end a pick, you must wait to receive an end price. Until then, the pick will appear in the pending section of your scorecard.

• If the market is open, the end price will be the price of the stock approximately 20 minutes after the time you end the pick. Since CAPS uses 20-minute delayed stock quotes, this rule prevents members from using real-time quotes to get an unfair advantage. By waiting 20 minutes to end your pick, CAPS is, in effect, "catching up" with the real-time quote of the stock. (Warning: the surgeon general has determined that thinking about this too hard may cause your head to explode.)
• If the market is closed, the pick will end when the market reopens. The ending price will be the next market open price of the stock.

When picks end, they will migrate from "Pending" to "Ended" on your scorecard.