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Mortgages – mortgage calculators

You can use our mortgage calculators to find out everything you need to know, including how much your monthly mortgage repayments are likely to be, what you can afford to borrow and how much you can save by overpaying on your mortgage or switching to an offset mortgage. Mortgage calculators are a quick and easy way to do the sums, but please remember, whilst every care is taken to provide accurate information, the quoted figures are for guideline purposes only.

Our mortgage calculators

How much can I borrow?

Our borrowing calculator can give you an idea of the amount you could borrow with your mortgage.

What will it cost?

Find out how much it will cost to pay back your mortgage.

Overpayment calculator

Need to know more about overpayments on mortgages? Get all the answers with The Motley Fool’s overpayments calculator.

Should I remortgage?

Our remortgage calculator provides a first step in helping you compare the monthly payment and total amount repayable for different mortgages.

What could an offset mortgage save me?

Wondering how much an offset mortgage could save you? Find out with The Motley Fool’s offset mortgage calculator.

What if the interest rate changes?

Use this calculator to get a better understanding of what interest rates mean in real terms.

How much can I borrow?

Non javascript version

To use our more dynamic calculators you will need to enable Javascript in your browser. Use the help function in your browser to find out how.

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Need mortgage advice?

Access fee-free mortgage advice from the whole of the market by completing a quick online form.

Some important information about this page

Who we are

Comparison Customer Services The Motley Fool Limited 2nd Floor Golden House 30 Great Pulteney Street London W1F 9LT Feedback on Fool.co.uk

Some lenders will not put the recent Base Rate increase into effect until the end of the month, so some of the rates shown here still reflect the old Base Rate.

The Motley Fool Mortgage Service is powered by Fool Financial Services Ltd, Golden House, 30 Great Pulteney Street, London, W1F 9LT. Fool Financial Services Ltd is authorised and regulated by the Financial Services Authority (FSA FRN 479153).

Fool Financial Services Ltd also works with London & Country Mortgages Ltd. The Motley Fool Mortgage Service provides you with free, whole of market mortgage advice.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Please ask for a personalised illustration.

The Motley Fool will not sell your email address to 3rd parties. By providing us with your contact information you are agreeing to receive email from The Motley Fool. You can opt out of receiving future emails from The Motley Fool at any time.

If you spot any mistakes or inaccuracies on our site, please let us know.

For more information, please see our Mortgages Disclosure