Mortgages – mortgage calculators

You can use our mortgage calculators to find out everything you need to know, including how much your monthly mortgage repayments are likely to be, what you can afford to borrow and how much you can save by overpaying on your mortgage or switching to an offset mortgage. Mortgage calculators are a quick and easy way to do the sums, but please remember, whilst every care is taken to provide accurate information, the quoted figures are for guideline purposes only.

Our mortgage calculators

How much can I borrow?

Our borrowing calculator can give you an idea of the amount you could borrow with your mortgage.

What will it cost?

Find out how much it will cost to pay back your mortgage.

Overpayment calculator

Need to know more about overpayments on mortgages? Get all the answers with The Motley Fool’s overpayments calculator.

Should I remortgage?

Our remortgage calculator provides a first step in helping you compare the monthly payment and total amount repayable for different mortgages.

What could an offset mortgage save me?

Wondering how much an offset mortgage could save you? Find out with The Motley Fool’s offset mortgage calculator.

What if the interest rate changes?

Use this calculator to get a better understanding of what interest rates mean in real terms.

How much can I borrow?

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You may be interested in the following mortgages:

Provider
& mortgage
type ?		APRs Max. Loan To Value ? Fees & Other
charges ?		Enquire
Initial rate & Period ? Subsequent rate ? Overall cost for comparison ?

Nottingham fixed 3.19% for 2 years

3.19% to 01/02/146.14%5.8%80% Arrangement fee:£999

Early repayment charge:6 months interest until 01/02/14		Enquire

Coventry Base +2.25%, capped at 3.75%

2.75% to 31/12/144.74%4.2%65% Arrangement fee:£999

Early repayment charge:None		Enquire

Furness 2.15% discount for 3 years

3.29% for 3 years5.44%5.2%80% Arrangement fee:£0

Early repayment charge:3% for 2 years		Enquire

Skipton fixed 3.69% for 5 years

3.69% to 30/04/174.95%4.6%75% Arrangement fee:£995

Early repayment charge:5% reducing to 1% until 30/04/17		Enquire

Hinckley & Rugby fixed 3.95% for 5 years

3.95% to 30/04/175.64%4.9%80% Arrangement fee:£890

Early repayment charge:5% reducing to 1% until 30/04/17		Enquire

Post Office fixed 4.59% for 2 years

4.59% to 31/12/133.99%4.3%90% Arrangement fee:£995

Early repayment charge:3% of sum repaid until 31/12/13		Enquire
These figures are based on a loan of £120,000 on a repayment basis over 25 years.

Need mortgage advice?

Access fee-free mortgage advice from the whole of the market by completing a quick online form.

Some important information about this page

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

This mortgage service (the “Service”) is provided by lovemoney.com financial services limited, located at Golden House, 30 Great Pulteney Street, London, W1F 9LT. lovemoney.com financial services limited is authorised and regulated by the Financial Services Authority (FSA FRN 479153).

By using the Service, you acknowledge that the Service is administered by lovemoney.com and not The Motley Fool. If you have any questions about the Service or any data displayed, please contact lovemoney.com.

The Motley Fool does not provide personalised financial advice.

For more information, please see our mortgages advertising disclosure.